Answer:
Though business cycles are part of the cost of having an open society, they are invariably made much worse by government interventions.
Government can't assess the problem fast enough, or react fast enough, or react in the proper direction, to do any good; and government meddling slows down the natural self-adjusting tendencies of a free market.
Not just business but economy in general.
Agent is right. The origins of economic cycles -- the cause of the cycle itself -- can come from many sources (businesses, banks, and consumers). The cycle affects everyone (i.e., businesses, banks, consumers).
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