Can someone please explain privitization?

when concerning social security specifically.

thanks!

Answer:
The US and state governments have operations that conservatives believe would run more efficiently if they were sold to, or handled through, contracts with private industry. Supporters imagine private police, fire, road, prison and other services would be better if they were owned or operated by private industry.

Social Security (SS) is a government program that provides for retirement, death, and disability benefits to employees, widow/ers, orphans, and small business owners through payroll taxes. Employers match an employee's tax of about 8%, as well as FICA, and Medicare taxes. These taxes often represent the greatest payroll deduction on someone's pay check.

If someone becomes disabled due to long term injury or sickness s/he can apply to SS for disablility benefits, which includes Medicare. When a employee reaches SS retirement age(s) +6 months they are eligible for SS Retirement benefits and Medicare. Low income recipients also may qualify for SSI, Food Stamps, and state Medicaid payments.

What privitizing SS would do is allow small amounts of SS individual payroll deductions to be privatized - diverted from SS payroll taxes into private Keogh or IRAs, which then could be "invested" in "approved" securities, either in the stock or bond markets (which has Wall Street's strong support). This plan, of course, makes no attempt to address the other services SS offers. It would disrupt the SS "trust fund", which is a calculation of the amount of funds that may have to be paid to future recipients, which could cause SS to become statistically unsustainable alot faster.
This page explains it very well.
http://www.ncpssm.org/news/archive/vp_ss...

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